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Budget Builder

Track your finances, your way. Data saved locally - always available.

â„šī¸ Your data is saved locally in your browser. Use "Save Progress" to store your entries.

Monthly Budget Tracker

Monthly Expenses

🏠 Housing

Rent/Mortgage
Utilities
Insurance

🚗 Transportation

Car Payment
Gas
Public Transit

🍔 Food & Dining

Groceries
Restaurants
Coffee

💡 Utilities & Bills

Phone
Internet
Subscriptions

đŸĨ Healthcare

Health Insurance
Medical

🎉 Fun & Entertainment

Entertainment
Shopping
Hobbies

Monthly Summary

Total Income: $0.00
Total Expenses: $0.00
Remaining: $0.00

50/30/20 Budget Calculator

The simple rule: 50% Needs, 30% Wants, 20% Savings

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50% Needs

$0

Rent, utilities, groceries, insurance, minimum debt payments
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30% Wants

$0

Dining out, entertainment, subscriptions, shopping
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20% Savings

$0

Emergency fund, retirement, investing, extra debt payments

Debt Payoff Planner

No debts added yet. Start by adding your debts above.

Payoff Strategies

đŸŽ¯ Avalanche Method (Recommended)

Pay off highest interest rate first. Saves the most money.

â„ī¸ Snowball Method

Pay off smallest balance first. Quick wins keep you motivated.

Net Worth Tracker

Track your total assets minus your liabilities

💰 Assets

Checking Account
Savings Account
Investment Account
Retirement (401k, IRA)
Home Equity
Car Value
Other Assets

đŸ’ŗ Liabilities

Mortgage
Car Loan
Student Loans
Credit Card Debt
Other Debts

Total Net Worth

$0.00

Savings Goals

No goals added yet. Start by adding your savings goals above.